// In secondary classrooms
Consumer Math
Course Focus
CM.1
Identify SDA Christian principles and values in correlation with mathematics.
| CM.1.1 | Recognize God as Creator and Sustainer of an ordered universe. |
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| CM.1.2 | Value God’s inspired writings and created works as a revelation of His precision, accuracy, and exactness. |
| CM.1.3 | Develop accountability as expressed in God’s word and laws. |
| CM.1.4 | Employ Christian principles as a basis for learning and growth. |
| CM.1.5 | Broaden intellectual abilities through the study of mathematics. |
| CM.1.6 | Make biblically-based choices when dealing with mathematical data. |
| CM.1.7 | Apply biblical principles of Christian morality, integrity, and ethical behavior to mathematical processes. |
Course Abilities
CM.2
Develop abilities in mathematics
| CM.2.1 | Understand mathematical concepts (number sense, algebraic and geometric thinking, measurement, data analysis, and probability). |
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| CM.2.2 | Utilize the problem-solving process (explore, plan, solve, verify). |
| CM.2.3 | Develop higher-order thinking skills (analyze, evaluate, reason, classify, predict, generalize, solve, decide, relate, interpret, simplify, model, synthesize). |
CM.3
Be able to apply mathematical knowledge and skills to a variety of purposes.
| CM.3.1 | Use a variety of strategies in the problem-solving process (i.e. patterns, tables, diagrams). |
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| CM.3.2 | Conduct research (locate, observe/gather, analyze, conclude). |
| CM.3.3 | Perform calculations with and without technology in life situations. |
| CM.3.4 | Read critically and communicate proficiently with mathematical vocabulary. |
Course Content
CM.4
Be able to understand concepts of personal finance and business mathematics.
| CM.4.1 | Identify various aspects of stewardship (i.e. costs/benefits, needs/wants, tithes and offerings). |
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| CM.4.2 | Demonstrate knowledge of the time-value of money and basic financial management. |
CM.5
Be able to represent mathematical situations in personal and business life using graphs, tables, and charts.
CM.6
Be able to apply appropriate techniques, tools, and formulas to interpret and solve problems.
| CM.6.1 | Demonstrate proficiency in basic math skills used by consumers (i.e. decimals, fractions, percentages, proportions). |
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| CM.6.2 | Exhibit money management skills (i.e. budgets, checking and savings accounts, risk management, debt management, investments, mortgages, income taxes, and deductions). |
| CM.6.3 | Solve consumer-related problems involving time value of money (i.e. simple and compound interest, inflation, present and future values of sums). |
| CM.6.4 | Use both mental estimation and technology to make optimal consumer choices. |
CM.7
Be able to analyze results and draw appropriate conclusions
| CM.7.1 | Find and interpret information from graphs, charts, and financial statements. |
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| CM.7.2 | Predict patterns and generalize trends. |
| CM.7.3 | Judge meaning, utility, and reasonableness of findings in a variety of situations, including those carried out by technology. |